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Almost nobody teaches this but, winning a fight on the street has almost nothing to do with how many “moves” you know, how much brute strength you possess or how fast and coordinated you are.

No, the real secret of winning street-fights is simply how good you are at “intercepting” an attack that is already coming at you.

What do I mean by intercepting an attack?

Let me put it to you this way:

Imagine you are in a shouting and shoving match with some drunk in a bar and he begins winding up to punch you.

When you understand how to “intercept” an attack, taking this guy out is as simple as jabbing his eye with your finger as he cocks back.

Or, if he was to “shoot in” at your legs, it would be a simple matter of bringing your knee up into his face — and therefore intercepting his charge and putting him down on the ground.

You see, the beauty of this is you don’t have to be a blackbelt or even be very “tough” to win fights.

One well-placed eye jab or knee to the face can do more for your survival on the street than the fanciest martial arts moves in the world.

When you get your last working years of your career you do not have to take out your retirement fund right away. As a choice, you may make up your mind to delay procuring a retirement income until the prime old age of seventy five and if you do so you might discover you get a more worthwhile package. It is called income draw down.

When you are aged between fifty years old and 75 you are allowed to postpone the ownership of your pension annuity from one of a number of insurance companies. Instead, you are able to extract up to 120% of the pension fund that could have been procured by means of the Government Actuary rates, leaving the remaining money safe for when you need it. On your part, all you ought to do is to make sure you purchase an annuity by the time you are seventy-five years old.

Importantly, what would result if you opted to take the income draw down selection, and then departed this life? If this did come about then your current partner or those responsible would then get three selections: either agree to a lump sum, less tax at 35%, or then again go on with financial withdrawal, or buying an annuity pension with the capital. Your present next of kin has until they get to sixty to defer the acquisition of an annuity, but no benefits are payable in the meantime.

Why pick income draw down? Well in the main because it might end in you earning a more rewarding salary from your specific pension by doing so. Secondly, you are able to choose specifically when you acquire the annuity, hence if you give up work at a period when the annuity rates are low, waiting may be a smarter option. If the remaining resources develop as anticipated, then jointly with the fact that annuity rates mature with age, you may in the end be able to purchase a superior pension than you might have obtained in the beginning. To find all the latest info on Income Draw Down, go to today to the First Place Financial website!

In addition, it also means that when you depart this world your other half or those legally responsible are taken care of financially, as they are legally entitled to the outstanding investments, as mentioned previously.

Like all investments, there are hazards as a result though. If asset performance on the remaining stocks is bad, then the extent of wage payable could reduce. And it’s vital to bear in mind that there is no guarantee that the pension procured will finally be anywhere near the figure that could have been purchased at the start.

In recent years there has been an influx of information in
the martial arts media concerning pre-emptive striking and
whether you should use it as a part of your self-defence
training or not.

This media frenzy generated a lot of interest in the subject
(for and against) so this article is going to provide a slightly
different approach to the issue and bring into the equation how
this affects martial art teachers from the perspective of adults
AND children.

==========
ADULTS
==========

O.K., first of all, should we teach hitting first at all?
I think, yes, we should. However it is obviously not as
simple as that, even when only taking into account adults.

Where adults are concerned, if you choose to teach them
pre-emption, you need to make it clear that it is a last
resort! Also you need to make it clear that they MUST be
in fear for their safety for it to be acceptable.

They need to be sure an attack on them is imminent
essentially.

Of course, you must have faith in your students to suggest
such a direct course of action - you must trust they won’t
abuse such knowledge!

If in ANY doubt DO NOT teach it at all!

============
CHILDREN
============

Where children are concerned hitting first, and teaching such
strategies, is in my humble opinion a big NO NO! You cannot
really compare situations a child and an adult might find
themselves in (perhaps many of you will disagree?).

Indeed I actually think to teach hitting first to children as
part of a martial arts class is irresponsible and dangerous.

It would be highly likely to create situations at school and
home where the child could justify his hitting people first
by saying his or her martial arts instructor said it was
acceptable!

Obviously there may be the rare occasion where it would be
in their best interest to do so, BUT I feel this is
outweighed by the potential problems it could cause.

While teaching children I think the best course of action
is to focus on building strong character traits through
structured physical training and avoid the ‘nastier’ side
of the arts until they are older with a little more life
experience.

==============
CONCLUSION
==============

It is (obviously) hard to make a concrete conclusion about
such a subject.

I feel for those (adult) students you trust totally,
highlighting pre-emptive strikes as a viable option when they
have no other option is acceptable.

For children I think, as stated above, it is not necessary and
the time is better spent developing their characters and physical skills.

After all, they grow up fast enough, and showing the grittier
aspects of the arts only serves to unnecessarily speed up
this process.

(c) Tim Webb 2005

Tim Webb is a fitness instructor, Ju Jutsu instructor, and competitor. His site http://www.JuJutsu-Training.com offers inspiration through articles and product recommendations that can boost your mental focus and physical fitness for martial arts!

We will see more and more solar power cars as the technology develops and car manufacturers will start the shifting process. It is fair to say that within a few decades, fuel and oil will leave the spot light to more efficient and economical solar panels on the top of the new solar powered cars and such innovation will cause a true revolution in our lifestyle. A good and positive data that might speed things up, it is also the factor that all tests so far have been proving great performances by solar powered cars.

We can certainly admit that solar power has found in solar powered cars one of its most innovative and interesting application. Today we are living the future as we read it in novels or watched it in movies and as we said, some of these vehicles can reach the same performances of fueled powered cars and even the speed is reaching levels of sports cars. Solar powered cars are often only prototypes of some of the most prestigious and important car manufacturers in the world, but several technological elements are already implemented and fully used. Therefore it’s a just a matter of time, and we’ll see the big change.

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